CEO’s Message

Welcome to American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30,000 square feet each. At our West side branch, the mezzanine level has been officially dedicated as an American Heritage Museum and the lower level hosts a 500 seat conference center for local area charities and non-profit organizational meetings.  At our East side branch, the Highway 10 site proudly presents the 25 foot granite Waterfall Memorial dedicated in honour to our American service men and women.​

American Heritage Bank promotes the local communities of Central Minnesota and the economic prosperity of its main street businesses with the tradition of building relationships over four generations and today earning yours is our #1 mission.

Sincerely Yours,
Jay Johnston, CEO/President




Initiative Foundation Quarterly - BankAbility

Bauer's Elite - American Heritage Bank's 5 Star Rating

Minnesota Housing Loan Programs - 2016 Top Producing Fix Up Lenders




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