Payment Services

Online Banking:

With our Enhanced Online Security, Online Banking at American Heritage National Bank has never been safer. For Business Banking and Personal Banking, it’s fast, convenient and free.

Manage your money 7 days a week, 24 hours a day fom anywhere:
Check your balance
View statements/activity
Transfer money between your American Heritage National Bank accounts
Use bill pay service
Make loan payments
And More!

Signing up for Free Online Banking is easy! Simply Click Here to get started.


eStatements are a great way to enhance your security and reduce clutter!

Simple sign up
Enhance confidentiality
Reduce clutter

To enroll for FREE eStatements today, follow the easy instructions below:

1. Log into your online banking account and choose “Profile” in the upper right hand corner.
2. Click "Edit" next to "Electronic statements."
3. Click the circle next to "eStatement." Repeat this step for all accounts you would like to receive eStatements for.
4. You are now enrolled in eStatements!

American Heritage National Bank has a secure (SSL) integrated delivery portal for ACH transactions. By utilizing the secure SSL Server for creating, transmitting, and retrieving ACH information, you can eliminate the risk of account information being compromised and give yourself the confidence that your information is secure.

Click Here to access your EFT account


Cashier's Check & Personal Money Order:

A Cashier's Check or Personal Money Order is a check gauranteed by a bank. In order to purchase one of these checks, you need to be a customer with a transaction account at American Heritage Bank. These items may be purchased using cash or secured funds.

To purchase a Cashier's Check or Personal Money Order, please stop in to any of our six branches.

Wire Transfers:

A wire transfer is an electronic method for making payments and deposits from bank to bank.    

To send a wire out from AHNB, the following information is needed:
Domestic Wires:     
Beneficiary institution's name
Routing number
Account number
Beneficiary full name and address
Any payment instructions

Please inquire with the beneficiary institution on its wiring instructions. They may need additional information.

International Wires:
Beneficiary institution's name
Beneficiary full name and address
Account number
Swift code or other foreign bank ID
Any payment instructions

The fees for outgoing wires are as follows:
Domestic:        $25
International:   $45

Please stop by any of our six branches to complete a wire transfer. American Heritage National Bank does not send wires for non-customers. Money must be available funds for wire transfers.

To send a wire to an account at AHNB, you will need the following information:
American Heritage National Bank
Routing #091903051
Customer's Name
Customer's Account Number

The fees for incoming wires are as follows:
Domestic:        $20
International:   $25


Safe Deposit Boxes:

Keep your valuable items and documents safe in a bank vault. Customers must have a transaction account for auto pay of the Safe Deposit Box rent. Rent is due annually on May 1st for St. Cloud West, St. Cloud East, and Clearwater, on the anniversary date for Avon, and January 1st for Long Prairie and Browerville. Each branch has convenient sizes available:

St. Cloud: Boxes are all 21 inches long
3x5      $25/year
3x10    $40/year
5x10    $50/year 
10x10  $85/year

Clearwater: Boxes are all 21 inches long
3x10    $40/year
5x10    $50/year
10x10  $85/year

Avon: Boxes are all 21 inches long
3x5      $7.50/year
4x5      $10/year
3x10    $15/year
5x10    $25/year
10x10  $50/year

Long Prairie/Browerville: 
  L          H          W
  1'   x    2"    x    5"      $10/year
  2'   x    3"    x    5"      $17/year
  2'   x    5"    x    5"      $20/year
  2'   x    3"    x    10"    $25/year
  2'   x    5"    x    10"    $30/year
10'   x    10"  x    24"    $60/year

Notary Public:

American Heritage National Bank has Notary Public's available at our Long Prairie, St. Cloud West, St. Cloud East, Clearwater, and Avon locations during regular lobby business hours.
The document must be signed in front of the notary.
The notary must be provided with a current I.D.
This service is free for American Heritage National Bank customers and $5.00 per stamp for non-customers.


Click Here for a listing of our Banking Service Fees.


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