Investment Accounts

Youth to young adult account that can be opened anytime by 0-19 year old with parent or related/consenting adult and maintained until age 26 or converts to checking.

  • No monthly charge or minimum balance.
  • Special-tiered high interst rates.
  • Online banking with E-statements.
  • Free Log Bank gift per account opening.
  • Free College Savings Plan consultation for parents with American Heritage Wealth Management advisor.
  • Upon parental consent will receive free debit card and mobile banking app with remote deposit and payments.

HSAs are a tax preferred savings account for the purpose of paying or reimbursing medical expenses used in conjunction with a high deductible health insurance plan.

HSA Features:

  • No fees or minimum account balance!
  • Earns an interest market rate of return tiered for higher balances
  • Easy and convenient access to funds with a Debit Card
  • Available to businesses, employees and individuals
  • Employers may also combine an HSA program with our Payroll Accounts Services
  • Free E-Statements
  • Free Online Banking


IRAs are an excellent way to save for your retirement with competitive interest rates and the security of maintaining your principal balance and interest.

IRA Features:

  • Funds are allowed to grow tax-free while remaining in the account
  • Money Market Savings with no minimum balance required
  • IRA CDs – 3 and 5 year term with a minimum opening balance of $5,000



At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.